Low Down Payment Options
Don’t let a large down payment stand between you and your dream home. We offer several loan programs that allow you to purchase a home with minimal money down.
Programs Available
3% Down — Conventional loans with just 3% down for qualified first-time and repeat buyers.
3.5% Down — FHA loans offer low down payments with flexible credit guidelines.
0% Down — VA loans (for veterans) and USDA loans (for eligible rural areas) require no down payment at all.
Down Payment Assistance — Various Texas state and local programs can provide grants or second-lien loans to help cover your down payment.