First-Time Homebuyer Programs
Buying your first home is one of the most exciting milestones in life. At QuickFund Mortgage, we specialize in guiding first-time buyers through every step of the process with programs designed to make homeownership accessible and affordable.
Available Programs
Conventional 97 — Put just 3% down on a conventional loan with no income limits.
FHA Loan — As little as 3.5% down with flexible credit requirements.
Down Payment Assistance — Texas offers several DPA programs that can cover part or all of your down payment and closing costs.
HomeReady & Home Possible — Programs from Fannie Mae and Freddie Mac designed specifically for low-to-moderate income first-time buyers.
First-Time Buyer Checklist
Check your credit score and report · Determine your budget and get pre-approved · Research loan programs and down payment assistance · Find a real estate agent (we can connect you through KNET Realty) · Start house hunting · Make an offer and close on your new home.