Investment Property Loans
Whether you’re purchasing your first rental property, adding to an existing portfolio, or financing a vacation home, we have specialized loan programs designed for real estate investors.
Programs Available
Conventional Investment — Traditional financing for 1-4 unit investment properties with competitive rates.
DSCR Loans — Qualify based on the property’s rental income rather than your personal income.
Portfolio Loans — Flexible financing for investors with multiple properties.
Vacation Home Financing — Second home and vacation property loans with favorable terms.
Requirements
Down payment: Typically 15-25% for investment properties · Credit score: 680+ · Reserves: 6 months of payments for each financed property · Rental income can be used to help qualify.